One of the most annoying things is not being able to find important documents, securing the ones you need, getting rid of those you don't need and the like.
Proper Roseville Home Insurance and Rocklin Home Insurance should include some coverage for identity theft - but the hassle of having to deal with the effects of having your identity stolen can last for months.
We strongly recommend getting a shredder that CROSS-CUTS the items being shredded.
Shred anything with your name, address and/or phone number on it that is related to bills or financial offers. It goes without saying that you should shred old bills.
Things to get rid of immediately are:
Articles, clippings, recipes etc that you don't need or use anymore.
Bad Quality Photos (unless of course, they are old family photos or the only ones you have)
Business Cards from people you don't remember.
Expired Warranties, Expired Insurance Policies (shred them, of course)
Junk Mail, Expired Coupons, Invitations to past events, old catalogs, unread magazines from three or months ago and receipts for non-tax deductible items. (shred the receipts)
Make sure you label files for the must-have documents with names that are hard to ignore.
What are the must haves?
Identity Documents (licenses, birth certificates, marriage licenses etc)
Emergency Contact Info
Mortgage Documents, Vehicle Purchase Documents etc.
The idea is ask the questions:
Are there tax / legal reasons to keep it?
Will it help me complete a project I am working on right now?
Do I have time to do anything with this piece of paper?
If I ever needed it again, would it be hard to get from anybody else?
Is the information up-to-date?
Would my work/life change if I didn't have it?
What do you do with the important documents? Coming in Part Two!