California High Value Home Insurance

Even with a typical homeowners insurance policy, there's a great risk you may not be able to replace your beautiful home if disaster strikes. Why? Your home's replacement value is probably higher than what your current policy will cover.

High value home insurance closes the gap between regular home insurance replacement cost and your home's actual value, allowing you to rebuild what you've lost.

Today's real estate market is bizarre - new homes aren't being built because in many cases it costs more to build a home than you can sell it for!

Today, Insurance rates are as low as ever - so even with the proper coverage, it is affordable to cover your whole house with a high value home policy.

You may feel satisfied that your homeowner's policy will protect you in case of a disaster but have you read the actual amount you will be compensated? A lot of people think the 125% or 150% guaranteed replacement cost will cover them if they are under-insured! It won't - those provisions stipulate that the home must have been properly insured to begin with!

High value home insurance is available to most every homeowner that is concerned about covered replacement values. Typically, homes that are worth upwards of $500,000 on the market or with replacement costs in excess of 750,000 or more should consider this insurance.

Here are two reasons to act now:

  1. Each day you wait exposes your family to great loss in case your home is struck with a disaster.
  2. A no-risk quote can give you immediate peace of mind that your home replacement costs will be covered. Just fill out this short form and we'll show you how inexpensive this coverage is.
You'd be surprised - there are high value homes all over! Not just in Granite Bay, Carmichael or Whitney Ranch in Rocklin!!!