California Renters Insurance
Do you need renter’s insurance?
So your landlord has insurance? It only covers the building, not your stuff! You’ll need renter’s insurance to protect your belongings from all kinds of bad stuff like theft, vandalism, fire, and falling objects the minute you begin renting.
With the current economy, tons of people are renting. Statistics show nearly two-thirds of the 100+ million people who rent are uninsured for their contents or for liability. You can cover yourself in most cases for less than $300 a year!
Renters insurance will protect you against the damage or loss of personal property when you rent an apartment or house. Your landlord may have insurance that covers physical building of the place you’re renting, but it does not cover other people.
In many places around Roseville or Rocklin landlords are requiring the purchase of renters insurance before you can move in!
Not only will renters insurance protect your personal items, it will also give you help with temporary housing and liability protection for people on your property. Renters insurance is just like home insurance – but there is no building to cover.
The liability coverage is the same as a home insurance policy and could cover you if you’re accused of:
- Injury to another person
- Damage to another person’s property(whether the incident occurred within your rented residence or elsewhere)
What if you came home tomorrow and your apartment had burned down? Where would you go? How would you pay to replace your clothing, furniture, and appliances?
For about $300 a year – check out everything renter’s insurance can cover!
Renters insurance can cover virtually all of your personal possessions. Most policies provide coverage for electronic goods and equipment, small appliances, sports equipment, cameras and photography equipment, furniture, clothing, glassware and china, and books. Items such as computers, jewelry, furs, watercraft, and firearms can also be covered with extended protection. Your renters insurance policy will include:
- Personal property protection
- Family liability protection
- Guest medical protection
- Additional living expenses
- Additional protection
Get a Renters Insurance Quote Today!
A 2006 poll conducted by the Insurance Research Council found that only 43% of renters nationwide had insurance – don’t be left in the dark without coverage.
At Park Family Insurance, we’ve been taking care of insurance needs for 15 years – fill out the form and see what we can do for you!