Insuring your home is one of the essentials of financial security. But there are actually several types of home insurance, though they share many common features. And knowing which type of coverage you need is crucial both in terms of scope and your budget. The biggest distinction depends on whether you own (or are in […]
Read MoreSaving Time and Money with a Business Owners Policy
Insuring your business is one of the wisest actions you can take to protect the financial investment and sweat equity you’ve put into it. But what type of insurance do you need? And isn’t the whole business of getting protected complicated, expensive and time-consuming, when there are so many other demands on your plate? Well, […]
Read MoreWhy You Need Personal Liability Insurance
Whose fault is it? Who’s to blame? Is it you? You’ve probably heard those questions a hundred times or more — from when you or a pal misbehaved as children, to now when you’re a working adult. And, whatever your age, you know you’ll have to face the music, pay the price. But sometimes the […]
Read MoreWhy You Must Understand This Key Difference in Home Insurance
What’s your house worth? It’s an easy question to ask but not so simple to answer. Yes, there’s a “market value” for your home, but there’s also another number that’s just as important: How much would it cost to rebuild if it was destroyed or badly damaged? The cost of rebuilding or repairing serious damage […]
Read MoreHow To Manage a Headache
You can reduce how many headaches you get and how bad they are when you do get them. Try to: Find and avoid triggers that cause your headaches. Tension Headache Triggers Migraine Headache Triggers Carry your medicine with you so you can treat a headache right away when you feel one starting. This is especially […]
Read MoreSafe Holiday Party Tips
Safe Holiday Party Tips Holiday parties, whether private or company, have changed dramatically in the last few years. It’s not the “Mad Men” scenario anymore. Harassment charges happened, people got hurt, or even killed, in drunk driving accidents, personal items sometimes stolen or broken. Things have changed, for the better. If you are planning on […]
Read MoreHidden Expenses to Cut From Your Budget
Holiday spending is just around the corner (unless you are one of those shoppers who doesn’t wait until the last minute). Perhaps you and your family are planning an end of the year getaway. Having some extra funds will help, of course. So here are some expenses you might be able to cut from your […]
Read MoreGonna Drive for Uber or Lyft? Read This First!
Your college student might be considering a part-time job as an Uber, or other independent service driver. There are some things to consider before taking this on. Uber requires all of their drivers to have car insurance, and provides supplemental insurance coverage, but only while the app is on. Here’s how it works: When the Uber app is off, […]
Read MoreWhat makes YOU IRS Audit Bait?
Don’t panic! Chances are, the IRS is not going to come knocking on your door. The audit rate in 2014 on individual returns was 0.86% and only 0.84% in 2015. The IRS looks at various factors ranging from income level to the types of deductions or losses claimed. Math errors may draw inquiries but rarely […]
Read MoreThe 800 Number Call Center Saga
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